Broker Check


| February 17, 2023

In an effort to continue to bring you information that can help make informed decisions, I have taken this opportunity to provide material on Medicare along with a video link which you might find educational.  After reviewing the information should you have any questions, please give me a call.  Medicare decisions literally can last a lifetime and mistakes could be costly.

Medicare Client Brochure



Fixed Annuities are products of the insurance industry and are designed for long-term retirement investing. Annuity guarantees are subject to the claims-paying ability of the insurance company. Surrender charges may apply if money is withdrawn before the end of the contract. All withdrawals of tax-deferred earnings are subject to current income tax, and, if made prior to age 59, may also be subject to a 10% federal income tax penalty. Annuities generally contain fees and charges which include, but are not limited to, sales and surrender charges. Additionally, if purchased within a qualified plan, an annuity will provide no further tax deferral features. The contract, when redeemed, may be worth more or less than the total amount invested.